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Practice

Insurance coverage disputes for businesses

We represent policyholders, never insurers, when a company's claim is denied, delayed or paid short, or when an insurer won't defend it in a lawsuit.

  • Refusal to defend

    A customer, a neighbor or a former employee sued you, and the liability insurer says the policy doesn't apply.

  • Property and business interruption

    Fire, water and storm losses, and the income lost while the doors were closed.

  • Reservation-of-rights letters

    The insurer agrees to defend, but reserves the right to refuse to pay. What that means for your case.

  • Bad faith

    An insurer that didn't investigate, delayed without reason, or refused a fair settlement inside the limits.

  • Policy wording

    Exclusions, endorsements and definitions, read the way the law reads them: in the policyholder's favor where they're unclear.

  • Coverage in a wider lawsuit

    Making sure the insurer pays its share while we, or your defense lawyer, handle the underlying case.

Questions we hear about insurance coverage disputes

Are you a public adjuster?

No. We're lawyers. We can sue an insurer, and we can work alongside an adjuster you've already hired.

The insurer sent a denial letter. Is it final?

Rarely. A denial is the insurer's position, not a ruling. Many policies set short deadlines to dispute it, so call soon.

Can you take my case for a share of the recovery?

For some first-party claims, yes. You'd still owe case costs such as filing fees, depositions and experts, and the written agreement sets them out before we start.

Talk to a lawyer about your claim

Send the documents that started it. A lawyer reads them and calls you back.